In a significant move that reflects the shift toward digital banking, U.S. Bank is preparing to shut down 40 of its physical branches across 16 states later this year. As more customers choose mobile apps and online tools for their everyday banking needs, financial institutions are adjusting their services and footprint. U.S. Bank’s latest decision is part of a wider strategy to modernize operations and focus more on digital platforms.
According to the latest bulletin from the Office of the Comptroller of the Currency (OCC), this planned closure includes some branches that have served their communities for decades. The bank has followed proper legal procedures by issuing a 90-day notice for each closure, as required by federal regulations.
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Why These Closures Are Happening
The demand for traditional in-person banking has seen a steep decline in recent years. With mobile banking, ATMs, and 24/7 access to accounts online, fewer people need to visit a local bank. U.S. Bank’s decision to reduce its number of branches reflects a larger industry trend where banks focus on technology rather than brick-and-mortar facilities. While this might be inconvenient for those who prefer face-to-face service, the reality is that digital access now leads the way.
Full List of U.S. Bank Branches Scheduled to Close
Below is a complete breakdown of the branches that will be closed in each state:
- 989 Avenida Pico, San Clemente
- 2207 Francisco Drive, El Dorado Hills
- 429 Santa Monica Boulevard, Suite 101, Santa Monica
- 2227 South Shore Center, Alameda
- 2955 Alpine Boulevard, Alpine
- Castro Street, San Francisco
- 2200 Mission College Boulevard, Santa Clara
- 672 Washington, Montpelier
- South State Street, Preston
- 197 West Prairie Avenue, Hayden Lake
- 6560 South Federal Way, Boise
- 9 South Ash Street, Blackfoot
- 333 Michigan Avenue, Orofino
- 118 S Front St, Cobden
- 5201 W Madison Street, Chicago
- 303 Euclid Avenue, Des Moines
- 306 N Broadway St, Pittsburg
- Main Street, Loretto
- 7601 Penn Avenue South, Richfield
- 317 West Main Street, Bowling Green
- 231 South Market, Memphis
- 100 N Western St, Mexico
- 9717 North Avenue, Kansas City
- 5150 Mae Anne, Reno
- 400 West 1st Street, Portales
- 6388 Branch Hill Guinea Pike, Loveland
- 819 Wheeling Avenue, Cambridge
- 10 West Broad Street, Columbus
- US 23 & S.R. 348, Lucasville
- 1500 Hillcrest Avenue, Springfield
- 1285 Virginia Avenue, North Bend
- 4550 N. Interstate Avenue, Portland
- 103 South Main Street, Hartford
- 1090 N. 500 East, North Salt Lake
- 4326 University Way NE, Seattle
- 2401 Utah Ave. S, Suite 105, Seattle
- 138 N Main Street, Rice Lake
- 10200 West Bluemound Road, Wauwatosa
- 2525 Wisconsin Avenue, Milwaukee
- 748 Main Street, Evanston
Other Banks Following a Similar Path
U.S. Bank is not alone in this transition. Bank of America has also been closing branches in over 10 states, but plans to open 165 new financial centers in 63 markets by the end of 2026. This shows a trend of consolidating existing locations while expanding in more strategic or underserved areas.
What Customers Should Expect
While physical locations may be disappearing, U.S. Bank assures customers that digital services remain available and continue to improve. For those who still prefer in-person banking, ATMs and a smaller number of branches will still operate in key regions. Customers should verify their nearest branch and explore mobile app options to manage their accounts easily.